With the Affordable Care Act and the rising cost of insurance, and….. those with HIV/AIDS getting full health care now, what is there in store? Well, one out of 4 individuals with HIV/AIDS have/had health insurance. The cost of them going to the emergency room was already being handed over the rest of those using the ER and other services in the hospital. It was estimated that hospitals as a whole were loosing $24 million a year from unpaid ER bills from HIV patients. So what now? It is great and wonderful that HIV patients can now get healthcare without having to wait a grace period before being covered.
But the cost of health care I feel is going to be outrageous for those with HIV. not saying that all people with HIV are poor, but most are barely making ends meet. If only one in four had insurance before, how in the world are they going to afford health care through an Affordable Care Act that has driven up the cost of health care? If the medicine alone is $1300 a month on average and the health care in running $400 or more a month and they still have to eat, live, pay bills, etc… One would think that the insurance would pay for the medicine, but there is a laundry list of medicines that health insurers refuse to pay for. And would you like to guess which medicines are on that list: yep, many HIV meds. There is ADAP, which is an HIV/AIDS medicine program, but it’s up in the air what’s going to happen with that program once the ACA is in full effect.
Now what? That’s the big question that is being asked in the HIV/AIDS community.
Coming 2014, my new book
The Story Within: A Scrapbook of the Extreme Eradication of HIV/AIDS in the US